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RoomLen
Live. Rent. Earn.

Get up to 90% of your future rent TODAY

Have a signed rental contract? Turn those monthly payments into immediate cash. No banks. No waiting. No complicated paperwork.

💰
Real example:
Rent of $10,000/month × 12 months = Get up to $92,000 MXN today
Calculate my advance →
No bank procedures
100% secure & transparent
Example deal
Monthly rent
$10,000 MXN
Term
12 months
Advance (est.)
$92,000 MXN
OC / Haircut
10% / 10%
Upfront cash for the owner. Rent is streamed to the investor each month via escrow.
🔗
On‑chain escrow
Transparent flows
🛡️
Over‑collateralized
Risk‑aware pricing
🧾
KYC & docs
Fraud‑aware onboarding
RoomLen

How RoomLen works

Start P2P (one deal ↔ one investor), then graduate to a diversified pool.

📝
Tokenize the lease
Create a LeaseNFT with key terms + signed docs hash.
1
💸
Fund the deal
An investor provides the advance. Claim rights are issued.
2
🌊
Stream the rent
Monthly rent flows to the investor via escrow.
3
✅
Settle & close
At term end, guarantees are released and NFTs are burned.
4

Choose your path

Whether you own property or want to invest, RoomLen has you covered

🏠

For owners

  • ✓
    Upfront advance against rent
  • ✓
    Keep tenants in place
  • ✓
    Simple docs & onboarding
  • ✓
    Transparent servicing fees
Open App →Try calculator
📈

For investors

  • ✓
    Monthly rent streams
  • ✓
    Risk tiers (OC / haircut)
  • ✓
    Deal transparency on‑chain
  • ✓
    Pool coming soon
Open App →Try calculator

Advance estimator

Quick estimate based on monthly rent, term, discount, haircut and over‑collateralization (OC). Not an offer.

Present Value (PV)
$109,075
Sum of discounted rents
Advance (est.)
$89,243
Investor APR (est.)
77.1%
Gross, before fees/taxes

** Monthly discount rate includes time value and market risk assumptions. This tool is for illustration only and not a financing offer.

Pricing notes
  • Discount rate is the market monthly rate (time value + risk).
  • Haircut covers idiosyncratic risk (tenant/property score).
  • OC protects the pool/investor at the deal or vault level.
  • IRR shown is investor's gross estimate before fees/taxes.

Safety & transparency

Escrow on‑chain
Transparent flows with programmatic rules and events.
KYC/AML + e‑sign
Identity, liveness and document checks.
Fraud‑aware
OCR/NER on docs, anomaly detection in payment/device patterns.
Over‑collateralized
Haircuts + OC tiers sized by risk models.

FAQ

Is RoomLen a loan?＋

It's an advance against lease cash‑flows with rights to collect monthly rent via escrow. Legal structure may vary by jurisdiction.

Who pays the rent?＋

The tenant continues paying the same rent. The payment instruction points to the escrow that streams to the investor.

What if rent is late?＋

Grace rules apply. Escrow can draw on guarantees (e.g., security deposit) and trigger default workflows.

P2P or pool?＋

We start P2P (simple, transparent). A diversified pool (ERC‑4626) comes next.

Build with us

Owners, investors, and partners—let's talk. No spam. No hype. Just real cash‑flow rails.

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